For the customer, an instant payment is just scanning a QR code. Behind it, the code has to meet the standard, every message and signature has to be verified, and every transaction has to stay traceable afterwards. A mistake here can cause a stuck payment and extra support work for the merchant.
We built the whole platform: the customer app with saved payment methods, the merchant console where each merchant sees only their own data, settlement and dispute handling. A separate layer talks to the payment network, so going live does not mean touching the finished, standard-conformant parts.
The client got everything from a single source: an architect designed and supervised the system, and AI agents did the development. The client's name is withheld under a confidentiality agreement, which is also why we show no screenshots.